According to a report, the British domestic energy loan has been three times in a decade in a decade, as cost-live pressure families outstand priority bills.
The number of customers falling behind them Electric bills According to the Resolution Foundation Research, a repayment plan in 2012 has increased from 300,000 to 300,000, exceeding 300,000 at the end of 2024, the number of customers behind its gas bill is also tripping from 300,000 to 900,000.
Money on My Mind report shows that at least positive trends in medium-income houses include increased savings and falling credit card loans.
But new financial concerns for families included increasing energy debt and council tax arrears, which “need to address”, said this.
The report stated that the poor of the 13 million working families in the UK still struggled to save, with less than two-five £ 1,000 in the available savings.
But the outstanding average amount by all these families fell from £ 2,617 in 2006-08, to £ 2,256 in 2020–22-a real period falls 14 percent.
Meanwhile, the problem loan – such as falling on “priority” Domestic bill As the energy and council had increased dramatically.
Since the eve of the epidemic, the dues in England increased by about half to £ 4.6 billion to £ 6.7 billion in 2019/20 to £ 6.7 billion in 2024/25.
One million electricity and a million gas customers were now behind their bills, and their loans had increased from £ 500 to £ 1,600 between 2012 and 2024, while the average loan for gas increased from £ 500 to about £ 1,400.
The report said that these loans were focused fifth, at least one-five family (18 percent) on a priority bill, it has been said in the report.
The increase in arrears was primarily inspired by an increase in bills, in which families paid 50 percent more for each unit, which they have been used before the energy crisis.
Meanwhile, the decreasing council tax support and a combination of increasing bills increased its burden on poorest families.
The report has been asked for reform council tax support and a social tariff Energy bill,
Economist Felisia Odamten, an economist at the Resolution Foundation, said: “Financial flexibility of families has been tested by a series of financial shocks with stable income in recent decades.
“While the family impressively managed to reduce their credit card loan and save a little more, new financial concerns skyrockens the priority bills.
“Priority will require additional help with priority bills to deal with these financial problems, such as the council’s tax support, and a social tariff on energy bills. But all often, the lack of financial flexibility is only the result of income deficiency and means that it will have to fix the strict records of Britain on productivity and real salary increase.”
Simon Trevithic, head of communication at the loan charity stapchen, said: “What do this research see to our advisors on a daily basis – that the weighing weight of everyday costs is leading the houses.
“With more than two-five steps in energy outstanding, more than £ 2,300 average, it is one of the most pressure issues. For the council tax, we look at the level of increase in losses because the risk of increase in debt and the older threat of imprisonment £ 2,000.
“There are practical steps that can be consumers – fixing your energy tariff to fix your energy tariff, reducing the use of the price coming into effect, if you are safe for you, and reach your energy provider, local authority or a free loan advice provider if you fall into difficulty or dues.
“But they are pasting plaster measures for very deep wounds that demand action from the central government. We need to look at a loan relief scheme including immediate action from the government to create domestic financial flexibility – and the end of the rules of imprisonment – a fundamental overhaar of the council and the regulations.”