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Women less happy than men discussing money with friends – survey

KANIKA SINGH RATHORE, 03/11/202503/11/2025

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A survey shows that women do not feel comfortable talking about money with their friends compared to men.

The research, published to coincide with Talk Money Week from 3 to 7 November, found that 39% of women feel comfortable talking about money with friends, compared with just under half (50%) of men.

People According to research from the government-backed Wealth and Pensions Service (MAPS), people over the age of 55 are less likely to feel comfortable talking about money (37%) than young adults aged 18 to 34 (56%).

The survey of more than 2,400 people across the UK found that the reasons people were uncomfortable talking about money included embarrassment, fear of judgment and feelings of failure.

Jackie Spencer, senior policy and proposals manager at MaPS, said: “Money conversations don’t need to be sophisticated or perfect, they just need to happen.

“Taking control of money, talking openly about it, and sharing the burden caused by money worries often helps people feel less stressed or anxious and more in control. It also helps people make better, more informed financial decisions.”

Researched by Opinion on September.

Here are some tips from MaPS for talking about money:

1. Manage emotions. It’s normal to get emotional when talking about money but try to stay calm and focused. If necessary, schedule another time to express your feelings so you can think clearly during the conversation.

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2. Listen without interruptions. Talking about each other can often lead to arguments. Let each person speak fully. If interruptions occur, gently suggest taking turns so everyone feels heard.

3. Avoid blame or judgment. Try starting sentences with “I think” or “I think” instead of “you.” Accusations and negative body language can turn the other person off.

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4. Stay on topic. Stick to money matters. If other concerns come up, save them for another time.

5. Know where to get help. Have contact details for donations or support services ready in case you need outside help moving forward. The free-to-use MoneyHelper service has tools like a budget planner and savings calculator and guidance on how to talk to a loved one about money.

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