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How much do you currently pay for your phone bill? Checking your monthly spending is a good first step towards achieving your financial goals, and if you’re paying too much it’s worth seeing if you can get a cheap SIM-only contract by switching mobile providers.
If you’ve already paid off your phone or are planning to buy a new phone outright, opting for a SIM-only contract may be the cheapest option. You will need to make sure your contract is terminated, which you can do for free by texting “INFO” to 85075. Your network will reply to the text message with details – if your ‘early termination’ fee is zero, your contract is out.
As you’d expect, the amount you’ll pay depends on how much data you want, so I’ve broken this guide into sections to help you navigate based on your specific needs.
Before I delve into cheap SIM-only contracts, there’s one more thing to note: while there are a ton of mobile networks on the market, many of them rely on one of the big four operators: EE, Three, O2 and Vodafone. So if you know you have a good signal on one of these networks, check which providers are utilizing them to make sure you’re getting the same coverage.
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Best Low Data Cheap SIM Card Contracts of January 2026
Spusu, 5GB data, unlimited minutes and texts: £4.50 per month, spusu.co.uk
If you don’t need a lot of data but still want unlimited calls and texts, you can get the Spusu deal for less than £5 a month. Spusu uses EE’s network, allowing you to roam for free in the EU.
It’s a one-month rolling contract that gives you the flexibility to cancel your plan with just 30 days’ notice, so you’re free to walk away if you’re not satisfied with your coverage or your bills go up.
If you want to save more, spouse A SIM card with 3GB data, 500 minutes and texts is also available for £3.90 U switch. However, if you think you might need more data, it’s worth paying the extra 60p for the 5GB sim card.
Lebara, 5GB data, unlimited minutes and texts: £5 per month, lebara.co.uk

This Lebara sim-only contract has the same data, minutes and text amounts as the above deal, but if you want a sim card that uses the Vodafone network, choose this one. This is also a one-month rolling contract with free EU roaming.
Best 10GB to 50GB cheap SIM card contracts
Asda Mobile, 10GB data, unlimited minutes and texts: £6 per month, asda.com

This Asda Mobile sim-only plan includes 10GB of data and unlimited minutes and texts, but the contract is for 24 months. Personally, I’d choose the deal below to avoid being locked in, but if you’re keen on using Vodafone’s network, this Asda Mobile option is worth considering. Also includes free EU roaming.
Receive a free partial share worth up to £100.
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Receive a free partial share worth up to £100.
Capital is at risk.
Terms and conditions apply.
advertise
Talkmobile, 20GB data, unlimited minutes and texts: £7.95 per month, talkmobile.co.uk

This one-month contract from Talkmobile relies on Vodafone’s network, plus you can use your minutes, texts and data across the EU at no extra cost. Talkmobile is also known for its good customer service.
iD Mobile, 50GB data, unlimited texts and data: £8 per month, iDMobile.co.uk

This 12-month SIM plan offers 50GB of data for just £8 per month. iD Mobile uses Three’s network and offers free EU roaming. However, if you think you might exceed your data usage, check out the deals below.
The best cheap SIM contracts with unlimited data
iD Mobile, unlimited data, texts and minutes: £15 per month, 5G.co.uk

This 12-month sim-only contract from iD Mobile is my top choice if you need unlimited data, but it’s only available through third-party sites like 5G.co.uk. You will be able to use your texts, calls and data within the EU at no additional cost. As mentioned above, iD Mobile uses Three’s network.
How to keep your phone number when changing mobile carriers
Changing your phone number is cumbersome, so to transfer your existing number to a new provider, just text “PAC” to 65075. You will receive a code that you can provide to your new provider within 30 days to arrange for your phone number to be transferred.
Why you can trust me to find the cheapest SIM-only mobile contracts
i am a consumer writer With years of experience finding the best deals and prices. I’ve written extensively about how to save on your bills, and when it comes to cheap SIM-only mobile contracts, I’ll only let you know about contracts from trustworthy providers.
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