Poll: Has pension or inheritance change affect your retirement plans?

ETVery Tuesday, our Independent money Land with practical advice on expert insights and financial issues in a newsletter inboxes that matters the most – from the cost of living crisis to smart Saving Strategies and major economic trends.

Written by business and money editor Carl matchThere is also a weekly in the newsletter Wealth Pols gives readers a chance to weight on financial subjects behind the biggest stories of the week.

You can vote here in this week’s pole – and we will update this article with the latest pole each week and record the final results, so you can see how other readers are responding over time.

For analysis of results and more expert comments, make sure you are signed up Independent money Newspaper.

Not yet subscribed? It is free and easy to join – just our head Newspaper preference centerFurther press the ‘+’ button Independent moneyAnd enter your email address. You can also sign up through the email box on top of this page.

Each pole runs for a week, once the voting is closed, the results published here – so don’t forget to check back.

Money poll of this week

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Previous results

How easily there is accessible cash in your/your family/home?

  1. More than £ 5K – 60%
  2. £ 501-1000-8%
  3. £ 1001-20002-4%
  4. Less than £ 100 – 3%
  5. £ 100-500-3%
  6. £ 2001- £ 5000-2%

Which best describes your current pension status?

  1. I am of pension age and taking back me as income – 38%
  2. I am only contributing to workplace pension – 27%
  3. Paying actively in a SIPP or private pension – 24%
  4. Other – 10%
  5. I stopped my workplace pension auto enrollment for higher salary – 1%

If you had a lump sum to save or invest for the future, where will you put it?

  1. Pension – 41%
  2. Savings Account – 26%
  3. Premium Bond – 15%
  4. Stock and Share – 12%
  5. Property – 6%

If you are the owner of your house, when are you reasons for renewing your mortgage deal?

  1. Beyond/No Hostage – 43%
  2. Before the end of this year – 29%
  3. Already renewed in 2025 – 14%
  4. During 2026 – 14%

How many times have you used shopping now, pay the latter service?

  1. Never – 67%
  2. Lots of, running – 14%
  3. Once/sometimes – 10%
  4. This is my main way to pay – 9%

Do you know what interest rate you are getting on your main savings account?

  1. 4% -5% -52%
  2. Above 2% but below 4% – 26%
  3. Under 2% – 9%
  4. Above 5% – 9%
  5. I do not know/No savings account not used in the present – 4%

Which supermarket do you use for your main shopping needs?

Do you contribute to a separate pension, apart from your workplace?

  1. Yes, a SIPP (Autonomous person pension) -31%
  2. Yes, a managed private pension – 26%
  3. No, but I want – 19%
  4. No, and I have no plans – 13%
  5. Yes, both – 10%

Do you think what should be the age of state pension?

  1. 65 – 46%
  2. 60 – 29%
  3. 67 – 14%
  4. 70 or higher – 7%
  5. It should vary depending on the type of job type/health – 4%

Do you already invest privately (outside a workplace pension), and if not, will you do it?

  1. Yes, I already invest – 51%
  2. No, I am not interested – 27%
  3. No, I don’t think it’s safe – 11%
  4. I will, but I am not sure where to start – 7%
  5. I’ll do, but I don’t have extra cash – 4%