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In this episode of Money Smart, Gabriel Nussbaum looks ahead to 2026, focusing on the money habits that are truly ingrained. He goes beyond short-lived solutions to offer five practical steps worth starting immediately, from building a strong financial foundation and better leveraging money apps, to reviewing subscriptions, negotiating utility bills, and Start investing As part of a long-term approach to building wealth. Gabriel reveals some shocking savings statistics, highlights the importance of tracking your spending, and provides a realistic guide to managing your money in the year ahead without sacrificing the things that make life enjoyable.