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reports to lloyds The banking giant has said that driving test-related scams have increased by almost 250% over the past year.
Lloyds has revealed the most reported shopping scams in 2025, as well as the fastest growing frauds reported by customers.
Driving lessons and tests top the list when looking at the fastest growing purchase scams, with reports to the bank increasing by 246% between December 2024 and November 2025 compared to the same period a year earlier.
This was followed by scams claiming to provide visas or other official documents, which saw a 114% increase in reports over the same period.
Driving lessons and testing was also the fifth most reported procurement scam for Lloyds this year.
Vehicles and vehicle accessories were the most common purchase scams reported to the bank, followed by ticket scams, clothing and accessories, and personal items such as perfume and hair extensions.
Liz Ziegler, fraud prevention director at Lloyds, said: “We alerted people to driving lesson and test scams earlier this year when we started to see an increase in reports.
“Due to the high demand for lessons and long waits for tests, people have become more vulnerable to falling prey to fake posts on social media.
“Always use a reputable trainer and be wary of ads on social media that are suspiciously cheap, or pressure selling with time-limited offers.”
He said: “This year we have seen an increase in reports of ticket scams, with demand for events such as glastonburyThe Oasis Tours and major soccer events were skyrocketing, causing people to seek out hard-to-secure tickets wherever they could.
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“The scammers then launched the attack with fake social media posts, fake websites and online marketplaces.”
Comparison of fraud reports from Lloyd’s banking The group also saw a decline in certain types of procurement scams among customers from December 2023 to November 2024 and December 2024 to November 2025.
Lloyds saw a 38% drop in reports of hot tub related scams and a 39% drop in reports of musical instrument scams, while reports of gaming console scams fell 35%.
Ms Ziegler said: “Hot tubs and gaming consoles, for example, became more popular during the pandemic and, as purchases have declined, so have scams.
“Still, we should all be cautious when shopping, sticking to well-known retailers and avoiding the temptation of suspiciously cheap offers on social media.”
Looking at potential scam trends in 2026, he highlighted ticket scams and said: “As one of the biggest things we get reports of is fraud, and with major events like the FIFA World Cup and Calvin Harris and Robbie Williams concerts, scammers will become more active.
“Buying from an authorized platform is the only way to guarantee genuine tickets, and if you are contacted on social media or asked to pay by bank transfer, it is very likely to be a scam.
“I also want people to be careful when seeking help online for official documents like visa or passport applications.”
He added: “Always have an official meeting Government “Never follow websites for help with important documents and links in unexpected emails or texts.”