Advanced Bond Bonus Checker: When is the January NS&I draw? Did I win?

KANIKA SINGH RATHORE,

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Every month, savers have the opportunity win big as premium bonds The winning numbers have been announced. 24 million people now participate in government-backed events savings scheme, with more than £127 billion in bank deposits.

high quality bond is a investment products from country savings and investment (National Institute of Science and Industry), owned by the government. Millions of savers enter prize draws every month to win cash prize The prizes range from £25 to £1 million, with two millionaires winning each draw.

For every £1 entered, there are 22,000 to 1 chances of winning. The minimum investment is £25 and the maximum investment is £50,000.

These savings Instead of accruing interest like a regular bank account, it’s compared to a random number prize picker (an electronic random number indicator device) called “Ernie.”

This month’s draw date is Friday 2 January. The results of the draw will be announced one day later and will be National Institute of Science and Industry here.

What are the chances of winning with premium bonds?

There are many Premium Bond winners every month, but the chances of actually winning are still pretty low. Most people will never win the prize, which means their investment will remain the same. However, the plan is also risk-free, meaning money It won’t be lost either.

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Analysis basis money expert Martin Lewis Discover “Interest Rate” premium bonds When all bonuses are taken into account, the percentage on the account is 4%, but please note that most people will not see this. many savings UK accounts also offer higher interest rates than this, which will be more consistent.

distribution prize It changes slightly every month. Here are the results for January 2025:

  • £1 million x 2
  • £100,000 x 82
  • £50,000 x 163
  • £25,000 x 328
  • £10,000 x 818
  • £5,000 x 1,636
  • £1,000 x 17,163
  • £500 x 51,489
  • £100 x 1,987,844
  • £50 x 1,987,844
  • £25 x 1,803,871

How to check if you won a Premium Bonds bonus

Check if you have won Premium prizes bondyou can access The NS&I Checker is on its website and enter your bond number.

There is another National Institute of Science and Industry The app allows savers to check results anytime and anywhere.

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