October 2025 Profit and Payment Dates for Pension and Living Support Cost

As Temperature starts decreasing After a scorching heat, many will worry about the increased costs that bring cold weather.

For millions of people in the country, management of life cost A daily struggle remains Since prices continue to rise rapidly than domestic income.

Despite inflation returning to pre-political levels, the cost of goods has been consistently high in front of stable wages. At the same time, excessive domestic bills mean that millions of people are struggling with loans to make it mandatory.

Around 14 million adults are going without food because they cannot tolerate it, found in recent research by Trusale. Meanwhile, in the last five years, the energy dues have exceeded double, increasing to £ 3.9 billion in late 2024.

Recent research by Joseph Ronantry Foundation found that low -income families are definitely there in the UK The worst decline in living standards On record by next election in 2029.

Against this difficult economic background, it is important that the families are claiming all the support they deserved. Now there are about 24 million people in the country who are claiming some combinations DWP-administered benefitsRepresents one of the three people.

Still new Policy in practice Shows that the benefits of £ 24 billion are unclaimed every year – you can use them Auxiliary calculator To find out what you may be entitled.

Are you living in a house affected by the two-child benefits cap? Contact via email: albert.toth@independent.co.uk

In October, observation and benefits of financial assistance available for homes and important dates for state pension recipients are available for:

Payment dates benefits in October

Profit payment in October will be normally going out because there are no bank holidays. This includes:

For more information about how and when the state benefits are paid, Go to the government’s website,

DWP is aiming to fulfill all ‘heritage benefits’ stay for universal credit by January 2026. Tax credits, income support, jobsker’s allowance, and housing benefits should have been received a notice about going into universal credit already.

Are you issues with PIP, Universal Credit, or any other benefit? Contact via email: albert.toth@independent.co.uk

Pension payment dates in October

The original state pension is paid directly in bank accounts how the benefits are paid. This is usually paid every four weeks, with an exact day you receive it in line with the final two digits of your National Insurance (NI) number.

Here is when you should be paid based on those numbers:

When will the profit rate increase?

In April, all the benefits were increased by 1.7 percent by matching the September 2024 inflation figure. Increase applied to all working-oriented benefits including universal credit, PIP, DLA, attendance allowance, career allowance, ESA and more.

Meanwhile, in accordance with triple lock, state pension increased by 4.1 percent – £ 472 per year – matching wage hike in 2024.

In April 2026, all universal credit contenders will get an above increase for their income after the Labor’s controversial welfare bill is passed. This additional-affected growth will continue annually until 2029, which will first increase by at least 2.3 percent.

However, at the same time, the monthly payment rate for the health related elements of universal credit for new contenders will be deducted from £ 105 to £ 50. This rate will also be frozen by 2029.

This is a decrease of more than £ 200 per month, deducting the additional rate of about half. This means that it is appropriate for anyone who thinks they can be eligible Apply as soon as possible.

The state pension is expected to increase by 4.7 percent from next April as per the increase in annual income. This weekly amount will be brought at £ 241.05.

Other help available

Budget advance loan

The government provides a ‘budget advance loan’ to the people on universal credit, which faces emergency shortage of money. The loan has a maximum repayment period of two years.

These loans are interest-free, and are automatically deducted from universal credit payment. You can borrow an ‘advance’:

After the labor budget in October, DWP has introduced a new cap on the amount that DWP can cut to repay the loan and loan from profit payment, including budget advance loans.

From April 2025, deduction from Universal Credit will be kept below 25 percent at 15 percent of standard allowance.

Discretionary housing payment

Homes can apply to their council for a discretionary housing payment (DHP), which provides financial assistance to go to rent or housing costs.

If you are in the receipt of housing benefits or receiving the housing element of universal credit, you can get only one DHP. It can cover the cost of housing for rent deficiency, deposit on rent and rent in advance if you need to go home.

Accurate eligibility and available funds are fixed on the basis of the Council-Bai-Course, so you will need to contact your local authority to learn more.

Domestic aid fund

Domestic Assistance Fund (HSF) distributed by local councils provides significant assistance to those facing financial difficulty, complementing standard benefits and grants.

As part of this government’s initiative, eligible families can receive support such as essential equipment, contribution to utility bills, and direct cash payments to reach £ 300.

Local authorities are free to decide how to allocate their HSF funding according to homes in their area, so what is really available. To apply, families need to contact their council (most provide an online form).

This nationwide program is set to run till March 2026. The government has committed £ 1 billion in money to convert it into ‘crisis and flexibility fund’, which will also replace DHP.

Charitable grant

If you are struggling financially, you may be eligible for some charitable grants. Many types of grants are available based on your circumstances.

However, these grants will usually need to fulfill specific criteria and only be able to offer limited funds.

Charitable grants are available to those who are disabled or sick, careful, bereaved, unemployed, student – and many more. Charity Turn2us has an online tool to search for grant Which can be available to you.

Energy provider aid

Many energy suppliers provide help for people struggling with their energy bills. These include British gas, Scottish Power, EDF, EON and OctopusIt is worth contacting your energy provider to find out if you are eligible.

Council -tax reduction

If you meet some criteria or are on some benefits, you may be able to apply for a discount of up to 100 percent on your council tax exemption (this is sometimes called a council tax support).

Your local council may still be able to offer you discretionary deficiency if you are able to display that you are facing severe difficulty and cannot pay your council tax.

To apply for a council tax reduction, you can contact your local council Through government website,

Free childcare for 30 hours

Since 1 September 2025, all working parents in the UK deserved 30 hours of free childcare for children until the age of four years. It ends a sequential set of expansion began in April 2024.

Parents have to apply online and your eligibility should be re -confirmed every three months for each school tenure. Working parents can also apply for tax-free childcare, which can give 20P back for each 80p you put towards childcare, up to a maximum of £ 500 per year.

Energy Price Cap: Is it going up?

The energy price cap of Oramegem will increase by two percent in October, from £ 1,720 to £ 1,755. The increase of £ 35 ranges from £ 1,849 to £ 1,720 after a decrease of seven percent from July to September.

Energy Price Cap is the maximum amount. Energy suppliers can charge you for each unit of energy if you are on a standard variable tariff. Which includes most houses. It is expressed as an annual bill for an average house.

Many experts – including OFGEM – consider homes that are recommended to consider a certain tariff energy deal, offer many price lower in the market.

Will there be another cost of living payment in 2025?

The DWP has not announced any continuity of the cost of the living payment plan which ran between 2022 and 2024. The final payment should have been made to eligible families from 6 February to 22 February 2024.

Mental health aid