DWP payment dates for profit and pension payment in July 2025

Millions of people in Britain Claim some benefits To help them cover the cost of living. About 24 million people in the country are now in the attainment of some combinations WPP-A beneficial benefits, which are more required than ever to fight with rising costs.

As we pass the midway point of the year, The unwanted shock of April bill increases May be, but many continue conflicts. Increase in benefits, state pension and minimum wages may have gone somehow to offset these costs, but inflation is leading to most of the income.

The latest figures of millions of low -income houses paint a difficult picture of Britain’s economic status. Research by Joseph Ronantry Foundation found that there were more than 1 out of 5 people (21 percent) in the UK. in poverty In 2022/23 – 14.3 million people.

Against this difficult economic background, it is important that the families are claiming all the support they deserved. Research by policy in behavior shows that the benefits of £ 23BN value get unclaimed every year – you can use them Auxiliary calculator To find out what you may be entitled.

Do you have a problem with DWP or Living Cost? Contact via email: albert.toth@independent.co.uk

In this July, the observation and benefits of financial assistance available to homes and state pension recipients are available for major dates:

Payment dates in July

Profit payment will be normally going out in July as there are no bank holidays. This includes:

For more information about how and when the state benefits are paid, Go to the government’s website,

DWP is aiming to fulfill all ‘heritage benefits’ stay for universal credit by January 2026. Tax credits, income support, jobsker’s allowance, and housing benefits should have been received a notice about going into universal credit already.

Many people will also be worried about labor plan Change in welfare systemAn amount of £ 5 million in cuts. There is still some time before they come under their influence, rates to change universal credit in April next year, followed by criteria to claim Individual freedom payment Tighten in November.

Are you issues with PIP, Universal Credit, or any other benefit? Contact via email: albert.toth@independent.co.uk

Pension payment dates in July

The original state pension is paid directly in bank accounts how the benefits are paid. This is usually paid every four weeks, with an exact day you receive it in line with the final two digits of your National Insurance (NI) number.

Here is when you should be paid based on those numbers:

Has profit rates increased?

In April, all the benefits were increased by 1.7 percent by matching the September 2024 inflation figure. Increase applied to all working-oriented benefits including universal credit, PIP, DLA, attendance allowance, career allowance, ESA and more.

Meanwhile, state pension has increased by 4.1 percent – £ 472 per year – 2024 matching wage hike in 2024.

Following the welfare announcements of the labor, things will change slightly for universal credit contenders next year. All those who receive standard allowances of profit will see an increase in inflation from £ 7 in a week from April 2026, taking it from £ 91 to £ 98.

However, the rate of additional universal credit health elements will be frozen from 2026 to £ 97 to 2029/30 (although those in this group will receive the increased standard allowance).

Additionally, after April 2026, any new contenders for the health element will receive a lower rate of £ 50 in a week – almost £ 2,500 less than the current level. This means that this is a good idea for someone who thinks they can be eligible Apply as soon as possible.

Other help available

Budget advance loan

The government provides a ‘budget advance loan’ to the people on universal credit, which faces emergency shortage of money. The loan has a maximum repayment period of two years.

These loans are interest-free, and are automatically deducted from universal credit payment. You can borrow an ‘advance’:

After the labor budget in October, DWP has introduced a new cap on the amount that DWP can cut to repay the loan and loan from profit payment, including budget advance loans.

From April 2025, deduction from Universal Credit will be kept below 25 percent at 15 percent of standard allowance.

Discretionary housing payment

Homes can apply to their council for a discretionary housing payment (DHP), which provides financial assistance to go to rent or housing costs.

If you are in the receipt of housing benefits or receiving the housing element of universal credit, you can get only one DHP. It can cover the cost of housing for rent deficiency, deposit on rent and rent in advance if you need to go home.

Accurate eligibility and available funds are fixed on the basis of the Council-Bai-Course, so you will need to contact your local authority to learn more.

Domestic aid fund

Domestic Assistance Fund (HSF) distributed by local councils provides significant assistance to those facing financial difficulty, complementing standard benefits and grants.

As part of this government’s initiative, eligible families can receive support such as essential equipment, contribution to utility bills, and direct cash payments to reach £ 300.

Local authorities are free to decide how to allocate their HSF funding according to homes in their area, so what is really available. To apply, families need to contact their council (most provide an online form).

This nationwide program is set to run till March 2026. The government has committed £ 1 billion in money to convert it into ‘crisis and flexibility fund’, which will also replace DHP.

Charitable grant

If you are struggling financially, you may be eligible for some charitable grants. Many types of grants are available based on your circumstances.

However, these grants will usually need to fulfill specific criteria and only be able to offer limited funds.

Charitable grants are available to those who are disabled or sick, careful, bereaved, unemployed, student – and many more. Charity Turn2us has an online tool to search for grant Which can be available to you.

Energy provider aid

Many energy suppliers provide help for people struggling with their energy bills. These include British gas, Scottish Power, EDF, EON and OctopusIt is worth contacting your energy provider to find out if you are eligible.

Council -tax reduction

If you meet some criteria or are on some benefits, you may be able to apply for a discount of up to 100 percent on your council tax exemption.

Your local council may still be able to offer you discretionary deficiency if you are able to display that you are facing severe difficulty and cannot pay your council tax.

To apply for a council tax reduction, you can contact your local council Through government website,

Free childcare for 30 hours

All working parents in the UK are currently entitled to free childcare for 30 hours for children between 3 and 4 years of age. From 1 April 2024, this right was expanded to include a 15 -hour free childcare for 2 -year -old children.

From 1 September, it was again expanded to include all children from the age of nine months.

For the tenure of each school, you have to apply online every three months and re -confirm your eligibility. Working parents can also apply for tax-free childcare, which can give 20P back for each 80p you put towards childcare, up to a maximum of £ 500 per year.

Final expansion to free the childcare coming in September 2025, all children will see five vessels for 30 hours.

Energy Price Cap: Is it going up?

The energy price cap of the Oramegem will decrease from £ 1,849 to 7 percent from £ 1,720 to 7 percent. The reception decline increases by three consecutive steps.

Energy Price Cap is the maximum amount. Energy suppliers can charge you for each unit of energy if you are on a standard variable tariff. Which includes most houses. It is expressed as an annual bill for an average house.

Mental health aid